My Credit Union Current Account

The MYCU Current Account is a full service account, bringing you all the features you have come to expect from a current account delivered by your local, trusted credit union. 


Enjoy MYCU secure benefits

My day to day

  • Bank anywhere, anytime with Mobile and Online Banking
  • Standing Orders and Direct Debits
  • Overdrafts with no surchage interest
  • Transparent fees with no penalty charges
  • Same local, friendly service from your credit union

MYCU Current Account and MYCU Debit Mastercard® for 12 years and over.

Paying out pocket money in the form of cash and coins can be a thing of the past. Get your child a MYCU Debit Card and they’re good to go!

  • Parental consent required for up to 16 years of age
  • 24/7 access to money
  • Reduced spending limits and daily thresholds for added protection against fraud and misuse
  • Extra security with age related restrictions applied to some retailers e.g. off licenses, casinos etc.*
  • Card is designed to assist the visually impaired with PIN and contactless transactions
  • No maintenance or transaction fees apply (currency conversion fees and government stamp duty will apply)

Access your money 24/7

Use your MYCU Debit Mastercard®, any time and anywhere you see the Mastercard® acceptance mark.

Overdrafts available

with no surcharge interest

Contactless payments

with your MYCU Debit Card

Never miss a payment

Direct Debits and Standing Orders – automate the scheduling of regular payments

My card for my life

Get direct access to your Credit Union current account with the new MYCU Debit Card.

Important Information

To apply for the MYCU Current Account and MYCU Debit Card you are required to be a member of your credit union and be aged 12 years or older. Terms and conditions apply. 

Overdrafts may be available to MYCU Current Account holders who are aged 18 years or older. Lending criteria and terms and conditions apply.


* Credit Union branches are not responsible for restricting all age related restrictions.

‘ where available in participating Credit Unions.

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